insurance

You’ve Lost Your Health Insurance. It Shouldn’t Have Been a Surprise.

2026-03-21 18:50:00 UTC

Florida homeowners were forced into a new insurance company. Whistleblowers say it siphoned millions in profits.

2026-03-21 18:50:00 UTC

Florida homeowners insurance company accused of siphoning profits

2026-03-21 18:50:00 UTC

As Florida moves homeowners’ policies out of its state-run insurer of last resort, insiders question one new company’s finances.

When health insurance costs $2,500 per month, families make tough choices

2026-03-21 18:50:00 UTC

A self-employed couple already had to dip into retirement savings for health costs. Now, they are skipping vacations and canceling streaming to afford health insurance.

Cost Concerns and Coverage Changes: A Follow-Up Survey of ACA Marketplace Enrollees | KFF

2026-03-21 18:50:00 UTC

This KFF survey is a follow-up survey of adults who had ACA Marketplace insurance in 2025. The survey examines the cost concerns and coverage changes that these 2025 Marketplace enrollees are experiencing following the expiration of the enhanced premium tax credits. The survey finds that half of returning enrollees say their health care costs are “a lot higher” and most expect to cut back on basic household expenses to afford coverage.

Millions of Americans Are Going Uninsured Following Expiration of ACA Subsidies

2026-03-21 18:50:00 UTC

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.

An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must always be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.